There is a lot of buzz in the credit score world regarding the UltraFICO Score. What exactly is the UltraFico Score? Will it help or hurt my credit score? How does it work? These are just a few questions people are asking, so I’ll do my best to answer them.… Read More
My FICO credit score has passed 700! A couple of months early than I predicted, which is great. Now I’m considered to have good credit. This should help me get a better refinancing deal on my $40,000 first car.… Read More
In the months of July and August 2018 I opened 3 new credit cards. When I applied for these cards my fico score was 590 and I had no collections on my report.
Being that I’m not a college student and my first credit card was closed in 2015, I didn’t have a wide range of options.… Read More
Two important things have happened since my credit score went up back in July. My car loan was reported and credit card utilization went up on Capital One card.
I have a 5-figure car loan, which is reported as an installment on my credit report.… Read More
In my teenage years, I obtained a Capital One credit card and a Verizon Wireless phone contract. Both ended up being written off to collection agencies due to my inability to pay for them. At that time, I did not care about my credit score.… Read More