I finally obtained my driver’s license in summer 2018 (22 years old) and I had $1,000 saved up to put a down payment on my first car. So I browsed around on CarGurus.com to figure out what car I wanted. The Mazda A3 and A6 (2010-2012) appealed to me and was in my price range.
I contacted every dealer in my area that had a 2010-2012 model. All the dealerships ended up rejecting me for financing. Due to my credit score/history being to low for a $1,000 downpayment. I would have to put down around $2,500, which I was not comfortable with at the time.
Off To the Bad Credit Dealership!
I wanted to get a car so bad I ended going to one of those bad credit car dealers.… Read More
It’s rare to find traditional banks that offer high-yield interest on savings accounts. Typically, you’ll see something between .01% and .05%. For most people, that number might as well be zero.
These days your best options are online savings accounts, like Marcus by Goldman Sachs.… Read More
Bank Offers are a great way to bring in some extra cash for doing very little. What you get varies on your location and what type of account you open.
I was able to bring in an extra $950, minus some pesky maintenance fees, through three online bank offers.… Read More
When it comes to spending money I follow one very important rule. I call it the Rule of 3. This rule can save you from making plenty of finical mistakes.
What is the Rule of 3?
The Rule of 3 is a simple rule that I apply to spending money.… Read More
The better way to save money is what the app Long Game claims they can do for you. By using a process called Prize-Linked Savings.
What is Long Game?
Long Game is an app that helps you save money and rewards you by doing so.… Read More
Tracking and budgeting your money is key to unlocking your financial independence. Without it, you’ll be ending up with zeros in your bank account. How can you prevent this from happening?
To prevent this from happening, you need to start tracking your money now.… Read More