Long Game App Review

The better way to save money is what the app Long Game claims they can do for you. By using a process called Prize-Linked Savings.
Long Game App

What is Long Game?

Long Game is an app that helps you save money and rewards you by doing so. You’ll be rewarded with coins which can be used to play their lottery games. With these games, you can win cash or coins. If you win cash it will be credited to your account instantly. And you’ll be able to withdraw it instantly as well.

How does Long Game make money?

Long Game partners with banks to use your money for loans. They use what they earn on these loans to keep Long Game running and award the prizes.
*One of their main partners is Blue Ridge Bank based in Virginia.

Who is it for?

Long Game is great for people who already have an emergency fund set up and want to spread their savings around. Personally, I don’t bank on winning their million-dollar lottery, but I do entertain the possibility of hitting it. And it’s free, so why not? The main thing that turns me off is the inconvenience of getting my money out. I’ll talk more about this in the Pros and Cons section.
I recommend this app to pretty much anybody who needs help saving. It really can help someone save money on stupid/unnecessary purchases that they may make.

How I’ve Won Money

I’ve used the app for three months straight and have deposited around $300-$500. With the points that I’ve earned, I’ve mostly played the “$1,000 Spin Instant Win” game. I won $1 once from it and I earned 4ยข in interest. It’s a “free” $1.04 but, for me, the time spent spinning wasn’t worth it.

Pros & Cons


  • Quick to sign up and easy to use.
  • You get free money!
  • You earn 0.10% interest, that compounds every month.
  • FDIC Insured up to $250,000.
  • Great Email Support.


  • Takes 3-5 business for a full deposit and withdrawal.
  • It’s a savings account, so you don’t get a debit card.
  • It takes a significant amount of time to go through points.
  • Odds of winning cash over points (or nothing) is very low.
  • If something goes wrong, you can’t drive to a branch and complain about it.

Final Thoughts

Overall, Long Game is a good app for helping people save money. Financially, you do get more out of Long Game vs traditional savings accounts, (slightly higher interest rates, chances to win cash, etc.). But as of right now, I’m not planning to put a large percentage of my savings into the app, being that they are new in the space. So they will need time to prove that they’re a stable and reliable place for people to park their money.  If you plan on using it, I recommend you put a small amount of your savings in every month and just forget about it. Then come back to it when you need the cash or when you have time to spend the points.

Want to win $5,000?

If you sign up and redeem my promo code (ICG2P4Q), you’ll get a free Mondo Spin where the top prize is $5,000. This offer may change in the future.

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  • Use my Amazon Affiliate Link on your next purchase.
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