Dave App Review: Overdraft Protection

Let’s say you meet a guy named Dave.

And what if Dave said he’d help you figure out a monthly budget, help you spend less, and text you when he thinks you’re overspending?

How would you react?

You might be like, “Get out of my business, dude.”

But then what if he said he could also give you a no-interest advance on your next paycheck?… Read More


Credit Score Update August 2018

Two important things have happened since my credit score went up back in July. My car loan was reported and credit card utilization went up on Capital One card.  Credit Score August Update

I have a 5-figure car loan, which is reported as an installment on my credit report.… Read More


The Columbia Bank $100 Savings Account Offer

the columbia bank saving offer

The Columbia Bank is currently running a $100 Savings Account offers. If you deposit $500 or more into your account after it’s creation, you’ll receive $100 within four to six weeks. You can create an account now with a $0  initial deposit and within in the first 60 days have $500 directly deposited in your account.… Read More


Paying Off Collections Boosted My Credit Score!

In my teenage years, I obtained a Capital One credit card and a Verizon Wireless phone contract. Both ended up being written off to collection agencies due to my inability to pay for them. Paying Off Collections Boosted My Credit Score!At that time, I did not care about my credit score.… Read More


Earnin App Review: Get Paid Anyday

“Get Paid Anyday” is the catchphrase for Earnin, a financial app that will give you a cash advance before your payday. It started up in 2013 under the brand name Active Hours. In early 2018, they rebranded to Earnin.… Read More


Marcus by Goldman Sachs Savings Account Review 2018

It’s rare to find traditional banks that offer high-yield interest on savings accounts. Typically, you’ll see something between .01% and .05%. For most people, that number might as well be zero.

Marucs by Goldman Sachs

These days your best options are online savings accounts, like Marcus by Goldman Sachs.… Read More


How I Scored $950 from Bank Offers!

Bank Offers are a great way to bring in some extra cash for doing very little. What you get varies on your location and what type of account you open.

Scored $950 from Bank Offers

I was able to bring in an extra $950, minus some pesky maintenance fees, through three online bank offers.… Read More


Spending Money: The Rule of 3

When it comes to spending money I follow one very important rule. I call it the Rule of 3. This rule can save you from making plenty of finical mistakes.

The Rule of 3

What is the Rule of 3?

The Rule of 3 is a simple rule that I apply to spending money.… Read More


Long Game App Review

The better way to save money is what the app Long Game claims they can do for you. By using a process called Prize-Linked Savings.
Long Game App

What is Long Game?

Long Game is an app that helps you save money and rewards you by doing so.… Read More


TD Bank Free $300 Promotional Offer

Currently, TD Bank has a promotional offer for any new customers that open a checking account. You can get either $150 or $300 for free depending on the account that you open.

TD Bank Special Offer

The two accounts that you can choose from are the TD Convenience and TD Premier. … Read More