Let’s say you meet a guy named Dave.
And what if Dave said he’d help you figure out a monthly budget, help you spend less, and text you when he thinks you’re overspending?
How would you react?
You might be like, “Get out of my business, dude.”
But then what if he said he could also give you a no-interest advance on your next paycheck?… Read More
Two important things have happened since my credit score went up back in July. My car loan was reported and credit card utilization went up on Capital One card.
I have a 5-figure car loan, which is reported as an installment on my credit report.… Read More
The Columbia Bank is currently running a $100 Savings Account offers. If you deposit $500 or more into your account after it’s creation, you’ll receive $100 within four to six weeks. You can create an account now with a $0 initial deposit and within in the first 60 days have $500 directly deposited in your account.… Read More
In my teenage years, I obtained a Capital One credit card and a Verizon Wireless phone contract. Both ended up being written off to collection agencies due to my inability to pay for them. At that time, I did not care about my credit score.… Read More
“Get Paid Anyday” is the catchphrase for Earnin, a financial app that will give you a cash advance before your payday. It started up in 2013 under the brand name Active Hours. In early 2018, they rebranded to Earnin.… Read More
It’s rare to find traditional banks that offer high-yield interest on savings accounts. Typically, you’ll see something between .01% and .05%. For most people, that number might as well be zero.
These days your best options are online savings accounts, like Marcus by Goldman Sachs.… Read More
Bank Offers are a great way to bring in some extra cash for doing very little. What you get varies on your location and what type of account you open.
I was able to bring in an extra $950, minus some pesky maintenance fees, through three online bank offers.… Read More
When it comes to spending money I follow one very important rule. I call it the Rule of 3. This rule can save you from making plenty of finical mistakes.
What is the Rule of 3?
The Rule of 3 is a simple rule that I apply to spending money.… Read More
The better way to save money is what the app Long Game claims they can do for you. By using a process called Prize-Linked Savings.
What is Long Game?
Long Game is an app that helps you save money and rewards you by doing so.… Read More
Currently, TD Bank has a promotional offer for any new customers that open a checking account. You can get either $150 or $300 for free depending on the account that you open.
The two accounts that you can choose from are the TD Convenience and TD Premier. … Read More