Currently, TD Bank has a promotional offer for any new customers that open a checking account. You can get either $150 or $300 for free depending on the account that you open.
The two accounts that you can choose from are the TD Convenience and TD Premier. With the Convenience, you’ll get $150 after meeting requirements. And with the Premier you’ll get $300 after meeting the requirements.
“This offer is available to residents of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA. I recommend that you read through the offer page, including the fine print, before opening an account. https://www.tdbank.com/personal/checking.html”
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What are the requirements?
With both accounts, you need to reach a certain amount of direct deposit, from an employer/employers, within 60 days of opening the account. After you have met that requirement in a timely matter the offer will be credit into your account within 95 days of you opening the account.
TD Convenience Requirements
- Direct Deposits of at least $500 within 60 days of opening the account.
TD Premier Requirements
- Direct Deposits of at least $2,500 within 60 days of opening the account.
Are there Fees?
Yes, there are fees. With the Convenience account, there is a $15 monthly service fee. The Premier account has a $25 service fee. But both fees can be waived if maintain a min account balance throughout the month. For the Convenience account, you’ll need to maintain $150 in the account to have the fee waived. And for the Premier account, you’ll need to maintain $2,500 to have the fee waves. Even if you pay the fees once you unlock the offer it will pay for itself.
Do I have an account?
Yes, I do have the TD Premier checking account. And I have already met the deposit requirements in a timely manner. I’m waiting for the offer to unlock. I opened my account on September 09, 2017. My offer should be credited to my account by December 23, 2017. Once the offer has been credited to me I’ll probably downgrade to the Convenience account. Once it’s downgraded I’ll treat as a savings account. Other than that I don’t plan on using it, being that TD doesn’t have a lot of locations in my area.
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